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Personal Finance
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Aside from set expenses, groceries typically take the most from a familys budget. While Ive never even in my poorest moments advocated eating just anything, I do believe its possible to cut back on groceries in most families.
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Suze Orman, you don't work on CNBC for a reason.
I kind of thought she used to make a little sense and that her information didn't hurt people. Don't put it on the credit card, buy property as an investment, and buy stocks for the long term were...
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When youre bored, try out these ideas:
1. Visit a local museum. Many communities have free museums available on certain days. Take in a bit of culture without spending any money.
2. Take a walk. Dont stay in your neighborhood. Drive a few...
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Uhh, hi guys.
Hi all, and thank you all for reading and voting for me.
I guess we are searching, searching for ways to feel good. Even the 'pursuit of happiness' is the same, nobleless search, for that feeling of good.
Am listening to...
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Give yourself - and your purse - a break
Pausing briefly between choosing something and taking it to the checkout can dramatically boost the chance of the cash staying in your purse.
Don't even touch your cards
It is much easier to...
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Riddle me this, Batman: Why is it that we are told ad nauseum to keep a close eye on our credit (lest we be victims of ye olde identity theft), yet we do not have free access to our own credit reports whenever we want?
I don't understant the...
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Let's talk about using coupons on items, especially food. I never really liked coupons, but in tight times, they help.
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Make Grandma smile. Trace your childs hand on a piece of construction paper. Cut out the tracing and write Just wanted to say hi, with your childs name. Put the hand cut out in an envelope with a couple of pictures of your child. For added...
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Is there a gardener in your life? Make a garden photo collage as a gift for Christmas or a birthday. Over the course of a couple of seasons, take photos of your favorite gardeners flowers.
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In another post, I already talked about Buddi and Clearcheckbook as money tracking resources. Today I have more tools you could use to streamline your money, budget, and life! Some are for students or young professionals but can apply to anyone with...
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This post goes along with the previous one. It is about budget but it focuses on tracking spending for those living paycheck-to-paycheck.
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It's hard to find a high-yielding savings or checking accounts in this day and age. You have to admit that a 3.
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Investing involves risks and usually most people pay financial advisers for advice on investing. Sometimes the advice isn't as financially sound as we had hoped but the adviser still get their cut.
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Personal Finance 101: Do I Need an Emergency Fund?
Yes! Everyone needs an emergency fund, but lets sort out how much money you need, where you should keep it, and what its purpose is.
Rainy Day Versus Emergency Fund
There are two types of...
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Americans and their credit cards are in a tenuous relationship right now. While many surveys show Americans claiming they pay their debt off monthly, statistics from the credit card companies dont support this claim.
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You might not believe this but money is not the root of all evil as has been misquoted for centuries. It's the LOVE of money that is the root of all evil(1Timothy 6:10).
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Cars are a depreciating asset; in other words theyre a liability. When you buy a car, it begins to lose value as soon as you drive off the lot.
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Family budgets get tighter as people are feeling the pinch of higher gas and food prices. Trimming your budget can be tough, but there probably are a few places you can cut back without feeling the pinch.
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Sometimes you buy gifts for others because you feel obligated to do so. Other times you want to give a gift but just don't want to shell out the money for something the other person may or may not use.
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Many top-notch budgeters suggest creating an annual budget rather than a monthly one. While that may seem tough, it's really helpful to keep you from avoiding financial hits at crunch times during the year.
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