Ashley

Cincinnati, Ohio, UNITED STATES


Joined May 18th 2007

Number of Posts:
299

Number of Comments:
99

Karma:
6



Recent graduate who hopes to help other students find money to pay for college so they don't wind up in the hole like I did.

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Recent Posts

2008 Survey Earnings for May

May 29th 2008 14:13
Last month my goal was $35, and I didn't make it. This month I kept it the same, and didn't make the $35 dollar mark again.

I've made it to $23.75 this month; that's more than $10 below my goal. I did have a surprising $7 survey from surveysavvy.com though. Then just yesterday had a follow up question to that survey for another $1. (Yes, it was just one question and I got $1 for it haha). Surveyspot also picked back up again and I had two surveys from them for $7 total. I wound up with $4.50 from globaltestmarket, and then a little over a dollar from a few of the others.

I don't expect to make any more from (or much more) in the next two days, so I'm going to leave it that I made $23.75 for the month of May. Hopefully next month will be higher.

Have any of you signed up for more of these survey sites? I hope you're having better luck than I am in making goals!

As always, check the survey site archives for all of the survey sites I've covered.
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I read lots of articles and blog posts online about saving money, or ways to "find" money in your budget, etc. Most of them say the same thing. I keep reading them, thinking maybe there will be something in there that I haven't already taken way farther than what most people do (and sometimes I didn't really do it on purpose, it just happened), but there isn't anything that is relevant to me.

For example: "Shave $10 off your grocery bill." Umm, what? I don't think I could eat well enough to stay alive if I could only spend $40 a month on groceries. That's $10 a week. If one of you out there can do that, you are truly amazing. Let me know how you did it. I already eat a lot of sandwiches. Would that be all I eat?

or there is "move to a cheaper apartment." Well, I pay $200 a month for the apartment I'm in. I have a roommate (rent is actually $400 for this place), so that takes care of that argument as well. There isn't anything cheaper than $200 a month.

or how about "use less water/electric, unplug things you're not using to avoid the phantom usage." Check. My tv and vcr are plugged into one of those power strips, and that's turned off pretty much all the time, unless I'm watching tv. Laptop is always off and unplugged as soon as I'm done on it. I think we have two or three lamps and a microwave that are plugged in all the time. That's it.

or even "walk to work/ride your bike, carpool, etc." Done. Work is two blocks from my house. It takes longer to drive there than it does to walk because of the traffic lights.

There are many other things that are somewhat related to those as well. I don't drink pop - mostly just drink water. I only buy things on sale; I'd use coupons if our crappy newspaper had any relevant ones; I buy the generic meds; just started using freecycle; I use the library instead of buying books; I don't buy anything that's fun - only really spend money on food and bills at this point; I do the survey thing to make extra money to send to my tuition cards, etc, etc, etc.

Is there anything else out there to do? I know there's "get a second job" and I'm working on that as well. Someone, please, tell me something I don't know.
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Getting Paid to Not Work

May 26th 2008 14:55
This is amazing. It's kind of a landmark day for me. I'm actually getting paid to NOT be at work! Whoa! This is the first job I've had where they close on holidays other than Christmas, Thanksgiving and Easter. Normally, I'd be working today and getting paid at my regular rate of pay.

But not today! Today I'm not working, and I get paid an extra half hour more than I normally work. I. Am. Happy.

I can definitely get used to this getting paid to not work thing.

I must admit I woke up freaked out a little bit because I had to keep making sure today was really Memorial Day and that I really didn't have to be at work. But now that I'm over that, I'm thoroughly enjoying my day off.
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I haven't put any money into my emergency fund since December. That's when I was still a student, living in the dorms, and working two student jobs. Ever since January, I've been taking money out. And it's been driving me crazy.

January through March I had to take money out to pay for my regular expenses, since I wasn't making enough money at my job to cover all my bills. I got more hours near the end of February, but the pay schedule was crazy, so I didn't get to feel the full effects of that until last month


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Survey "Site-ings" (pt. 16)

May 23rd 2008 10:40
I mentioned in my March 2008 Survey Earnings Update that I had taken a $5 survey with surveys.com. Well, I finally got paid about a week ago, so now it's time to write about them.

I joined surveys.com awhile ago, and I may have gotten a $1 survey payment from them before, but I couldn't remember, so I decided to wait until this survey went through


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There have been a lot of posts this month about groceries. Maybe I'm just obsessed with food. On to the important thing, I mentioned (when I was complaining about buying laundry detergent) that there was something exciting about the grocery budget for next month. Well, now there is double the excitement! haha!

The excitement? I have TWO Kroger gift cards! What's amazing is the first one came from my Mom the same day I went grocery shopping the first time this month, only it was right after I got back. When I went grocery shopping last week (for the milk and bread that turned into more) I came back and found another Kroger gift card in the mail from an awesome friend who apparently reads these crazy posts


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Carnival of Money Stories #60

May 20th 2008 07:46
Welcome to the 60th edition of Carnival of Money Stories! If you missed the boat on getting your entries in, you can check out the Money Stories main page to get in on the action next time. I've separated the entries into different categories that I picked. No editor's picks here, everyone is equally amazing! Enjoy all the reading.


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I Eat a Lot of Sandwiches

May 19th 2008 10:55
I write often about my grocery budget and how it's only $50 a month, and that it's hard to keep under that amount. In that "Hardest Part" post I mentioned buying two loaves a bread. I had meant to write a post on this a while ago, but now is just as good a time as any. Two loaves of bread for one person?? (I assume that's what you're thinking). Yes, it works quite well.

I think it was the end of last month (April) when I bought two loaves of bread at once. It was the second grocery store trip, where I go in only to get bread and milk. (At least, that is what is supposed to happen). I decided to get two loaves of bread and a gallon of milk that time


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I have a hard time staying within my grocery budget. But hey, you try it.

Anyway, I thought I'd do another update on this month's grocery shopping because it's not the usual $5 over. It's more like $20. And no Brita filter either
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The Carnival of Money Stories will be coming to College of Cash this Tuesday, May 20th! Get your entries in. And please follow the guidelines. I don't like feeling mean by not including an article, so it's easier for me if your entry follows the rules!

Entries must be in by Monday 5pm Eastern US time. Thanks! See you there


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Recent Comments

Comment by Ashley
on Tell Me Something I Don't Already Do

May 28th 2008 00:48
haha well I planned on opening a Roth IRA as soon as I save the $3000 to open one at vanguard.

When will I get $3000? Probably sometime after I pay off the tuition cards. So yes, I've thought about that stuff, but I need a way to be able to use that money now, whereas investing makes me money to use later.

But thanks for the comment

Comment by Ashley
on Getting Paid to Not Work

May 26th 2008 15:17
Yay for getting extra pay!

Comment by Ashley
on I Eat a Lot of Sandwiches

May 22nd 2008 19:38
haha yes. thanks for the comment

Comment by Ashley
on Carnival of Money Stories #60

May 22nd 2008 01:05
oops! sorry about that! it's all fixed now!

Comment by Ashley
on The Hardest Part of the Grocery Budget

May 13th 2008 00:50
Hmm... that's a good thought. I just don't know where that kind of thing would happen around here, but I'll look into it.

Comment by Ashley
on I Hate Being Angry and Stressed About Loans

May 7th 2008 00:53
Thanks Tracy!

Comment by Ashley
on I Think I Want a Brita Filter

April 27th 2008 19:06
Wow, I didn't really think about the filter. Hmm, that's a good point. I will have to rethink about this.

I did go and sign the petition. Thanks for the info!

Comment by Ashley
on My Car is Paid Off!

April 16th 2008 01:44
thanks!

Comment by Ashley
on Question for Readers

April 8th 2008 00:35
I'm afraid if I call then they will activate my card.

Comment by Ashley
on The One Time Saving Money Wasn't Fun to Me

March 29th 2008 00:21
I usually like to save money, but that weekend was just terrible I would have spent lots of money to be somewhere else!